Bismarck, ND dentistry, Smiles by Design with Drs. Axvig and Dwyer
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 Payment and Insurance


Payment is expected at time of service. If you have insurance, you will be expected to make an estimated payment for that portion not covered by your insurance plan. For that portion of costs not covered by insurance, we offer several payment options:

  • Cash or Personal Check
  • Credit Card - We accept MasterCard, Visa, Discover and American Express.
  • We've made arrangements with a credit company, Care Credit, that will finance your dental work with approved credit. Contact our office for more information.
Care Credit


Dental insurance is intended to cover some, but not all of the cost of your dental care. Most plans include coinsurance provisions, a deductible, and certain other expenses which must be paid by the patient at the time the service is rendered. It is your responsibility to verify insurance coverage and assume responsibility for payment of all procedures you elect to have done.

If you have any questions about your insurance plan or payment options, please call our staff at 701.223.5500 or e-mail us at